international tuition 2025-09-15T15:38:07Z

Sweat beaded on my forehead as the bank teller slid paperwork across the marble counter. "There's a 12% transfer fee," she said flatly, "plus currency conversion charges we calculate upon receipt." My fingers trembled holding documents for Maria's architecture program deposit in Barcelona - due in 48 hours. That moment crystallized the predatory nature of international banking: families held hostage by hidden fees while chasing global opportunities. When the estimated total swallowed nearly a fi