loan automation 2025-11-03T20:59:50Z

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Rain lashed against the window as I stared at the termination email, my throat tightening with that metallic fear-taste only financial freefall brings. Three accounts blinked on my laptop - checking, savings, a forgotten Roth IRA from my first job - each screaming different numbers that never added up to security. My fingers trembled hovering over the transfer button to move my last $87 between accounts when the notification popped: "Round-up invested: $1.73 in VTI." What sorcery was this? I'd i

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The sticky Saigon heat clung to my skin like a second shirt as I hunched over my cracked phone screen, watching the rent deadline blink red. Outside, motorbikes weaved through monsoon puddles, their horns screaming into the humid dusk. My freelance photography gigs had dried up faster than the puddles after last week’s storm, and the landlord’s final warning felt like a boot on my windpipe. Every breath tasted of panic—sour and metallic. I’d sold my backup lens already, pawned my watch, and now

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