loan estimator 2025-11-21T01:57:13Z

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The stale coffee on my desk had long gone cold when the notification chimed—another payment processed. My fingers trembled as I clicked the bank statement, bile rising in my throat at the monstrous $1,400 deduction. For three years, I'd watched my salary evaporate into this student loan abyss, each payment feeling like tossing pennies into a black hole. That night, rage and helplessness coiled in my chest like snakes as I stared at the incomprehensible breakdown: $983 interest, $417 principal. W

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The fluorescent glow of my laptop screen burned my retinas at 3:47 AM as another rejection email landed with a soul-crushing *ping*. My knuckles whitened around a cold coffee mug - that hollow pit in my stomach deepening with each unpaid invoice flashing on my spreadsheet. Rent due in nine days. Student loans breathing down my neck. That's when my trembling thumb accidentally tapped a life raft disguised as an app icon.

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