loan restructuring 2025-11-10T18:46:35Z

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Rain lashed against the subway window as I frantically patted down my damp coat pockets. Nothing. Again. The physical library card – that flimsy piece of plastic symbolizing my aspiration to be a reader amidst the chaos – was undoubtedly buried under discarded snack wrappers in the depths of my work bag, or worse, left plugged into the library’s ancient self-checkout terminal yesterday. Panic, a familiar acidic taste, rose in my throat. That afternoon’s precious thirty minutes of daycare pickup

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