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Sweat trickled down my temple as my thumb hovered over the "Sell" button. Bitcoin was cratering - $1,000 vanished in 20 minutes - and my usual exchange froze like a deer in headlights. That spinning loading icon mocked me while my portfolio bled out. In desperation, I smashed uninstall on that glitchy international behemoth and frantically searched for alternatives. That's when local banking integration caught my eye like a lighthouse beam.

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