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Afterpay - Buy Now, Pay LaterAfterpay is a financial technology app that allows users to make purchases and pay for them over time. It is particularly known for its "Buy Now, Pay Later" model, enabling customers to shop at various retailers and split their payments into four interest-free installmen

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It was a Tuesday afternoon when my world started to crumble. I had just received an email from my biggest client, informing me that their payment would be delayed by another month. As a freelance graphic designer, my income is as unpredictable as the weather, and this delay meant I couldn't cover the upcoming rent for my small studio. The knot in my stomach tightened with each passing minute; I could feel the sweat beading on my forehead as I stared at the empty bank balance on my phone scr

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