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Rain lashed against my glasses like tiny bullets, blurring the lobby lights into watery smears as I juggled three grocery bags and a wobbling pizza box. My left shoe squelched with every step—another puddle casualty. Keys? Buried somewhere beneath damp paper sacks leaking broccoli florets. I cursed under my breath, imagining the inevitable: bags exploding onto marble floors while I stabbed uselessly at a keycard reader with numb fingers. That’s when my phone buzzed in my back pocket, a stubborn

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Rain lashed against my tent like thrown gravel, the kind of storm that makes you question every life choice leading to this soaked mountainside. I was three days into the Appalachian Trail, miles from pavement, when my phone buzzed with the gut-punch alert: "URGENT: Mortgage payment failed." My fingers froze mid-sip of tepid coffee. Late fees? Credit score torpedoed? Back home felt galaxies away, and my bank branch might as well have been on Mars. Then I remembered the tiny icon on my homescreen

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