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The windshield wipers fought a losing battle against the downpour as I stared at the glowing zero on my ride-hailing app. 3:17 AM. Four hours circling downtown’s deserted financial district, fuel gauge dipping toward E, that familiar acid-burn of panic rising in my throat. Rent due in 72 hours. Another night like this and the repo man would be eyeing my Camry. My knuckles whitened on the steering wheel – this gig economy gamble was bleeding me dry one empty mile at a time.

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