refund guarantee 2025-10-29T18:38:22Z

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m-CLEARSMobile Clearing and Guarantee System (m-CLEARS) provides information on clearing and guarantee of securities transaction settlement by PT Kliring Penjaminan Efek Indonesia (KPEI)

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Rome's cobblestone streets blurred beneath my frantic footsteps, designer shopping bags cutting into my wrists like guilty secrets. I'd just realized my €600 leather jacket purchase came with a €78 VAT trap - and the thought of navigating Italian tax forms at Fiumicino Airport tomorrow made my stomach churn. That's when Giulia, a boutique owner with espresso-stained fingers, tapped her phone screen: "Prova Airvat. It saved me from refund hell in Berlin." Her wink held more promise than the Trevi