refund policy. 2025-10-28T16:00:31Z

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That gut-churn hit hard when I ripped open the HMRC letter – pages of indecipherable numbers mocking my contractor hustle. My palms slicked the paper as I scanned jargon-filled paragraphs, each sentence twisting the knife deeper. This wasn't bureaucracy; it was financial suffocation. Then I remembered the red notification pulsing on my phone earlier: *RIFT Tax Refunds installed*. With trembling thumbs, I opened it, half-expecting another corporate maze. What happened next felt like oxygen floodi

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