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Rain lashed against the taxi window as I fumbled with crumpled receipts, my stomach churning like the storm outside. Another client meeting in Berlin, another expense hemorrhage – but this time, the hotel had just declined my corporate card. "Insufficient funds," the receptionist murmured, her polite smile twisting into a knife. My fingers trembled over my phone, scrolling through banking apps that showed outdated balances like cruel jokes. That's when I remembered the Raiffeisen Smart Business

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That godawful screech of my alarm felt like sandpaper on my brain as I stumbled toward the fridge. Three days running without milk had turned my morning coffee into bitter punishment, each sip a mocking reminder of my incompetence. When my fingers closed around empty air yet again, I nearly shattered the glass shelf in rage. That's when I viciously stabbed at my phone, downloading DailyMoo like signing a pact with some dairy devil.

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