self assessment 2025-11-05T18:14:59Z

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That Wednesday evening still burns in my memory - rain smearing my apartment windows while I stared at a blinking cursor, paralyzed by financial indecision. Crypto headlines screamed "NEXT BIG THING" while my gut churned with memories of last year's 30% loss. My trembling thumb hovered over the "BUY" button when Rii DIVYESH J. RACH's notification sliced through the chaos like a scalpel: "Portfolio Overexposure Alert: Tech Sector 47% vs Recommended 30%". The cold blue light of my phone illuminate

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Rain lashed against my apartment windows as the Nikkei futures cratered before dawn. That metallic taste of fear flooded my mouth when I saw my leveraged position bleeding out. My thumb jerked erratically over the broker's sell button like a misfiring piston, but the app froze mid-swipe - another victim of pre-market volatility. Three years of grinding gains evaporated in minutes while my coffee went cold beside trembling hands. This wasn't investing; it was Russian roulette with margin calls.

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