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Rain hammered against my windshield like frantic fingers tapping glass as my car choked and died on the interstate's shoulder. That metallic death rattle echoed the panic rising in my throat - how would I afford this? My mind raced through overdraft fees and maxed-out credit cards, the ghosts of past financial failures haunting me in that humid, gasoline-scented air. I'd always treated money like a feral cat: something to approach with caution and abandon when it hissed.