transfer market psychology 2025-11-17T14:59:19Z

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Rain lashed against my office window that Tuesday evening, mirroring the storm in my head. I'd just received three mutual fund statements – cryptic PDFs filled with numbers that might as well have been hieroglyphics. My fingers trembled as I tried cross-referencing NAV dates across spreadsheets, cold dread pooling in my stomach when totals refused to match. This wasn't wealth management; it was financial torture.

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