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The dusty fan whirred overhead like a dying insect as Mr. Sharma's eyes narrowed behind his spectacles. His fingers drummed the glass counter where my overdue fabric invoice lay between us. "Three months," he stated flatly. Sweat trickled down my spine - not from Mumbai's humidity, but the icy dread of realizing my paper ledger had vanished during last week's monsoon flood. My mouth opened to bluff when the chipped Nokia buzzed in my pocket like a lifeline. That vibration meant one thing: OkCred

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Rain lashed against my window as I stared at the calculus problem mocking me from the textbook. It was 11 PM, three days before finals, and every equation blurred into hieroglyphics. My palms left sweaty smudges on the paper - that familiar cocktail of panic and exhaustion rising in my throat. Earlier that evening, Professor Davies had breezed through partial derivatives like it was nursery rhymes while I sat drowning in symbols. "Office hours are Tuesday mornings," he'd said. Right. When I'm ba

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