APY analysis 2025-10-27T16:44:18Z

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Rain lashed against the café window as I scrolled aimlessly through vacation photos, that false calm before the storm. Then came the vibration – three sharp pulses against my thigh. My phone screen lit up with crimson numbers bleeding across a stock ticker I’d been nursing for months. My stomach dropped like a stone. This wasn’t just a dip; it was a cliff dive triggered by some unseen geopolitical tremor halfway across the globe. Fingers trembling, I stabbed at the notification – my gateway to t

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