Hang Seng Bank Ltd 2025-11-08T08:52:37Z

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I remember the night vividly, the kind where the clock mocks you with every passing minute, and your mind races through a thousand worries without pause. It was one of those nights where sleep felt like a distant memory, and anxiety had taken root deep in my chest. I had been tossing and turning for hours, the weight of work deadlines and personal stresses pressing down on me like a physical force. My phone sat on the nightstand, its screen dark, but I knew what was on it—an app I had downloaded

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The fluorescent lights of the community center hallway flickered like my fraying nerves as I pressed the phone to my ear. My daughter's first piano recital was starting in seven minutes - I could hear the muffled scales through the double doors - when my biggest wholesale client demanded an immediate GST-compliant invoice for a rush fabric order. Panic shot through me like iced water. Back at my textile studio, my paper ledger sprawled across the worktable like a crime scene, utterly useless her

Rain lashed against my apartment windows as I stared at the shattered screen of my only work tool. Three days before a major client deadline, my trusty laptop decided to retire mid-project. That gut-punch moment - fingers hovering over dead keys while invoices hung in the balance - made my throat tighten. How could a freelance designer replace a $1,200 machine when rent had just cleared my account? I remember the cold sweat tracing my spine as panic set in.