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Rain lashed against the rental car windshield like thrown gravel as I white-knuckled the steering wheel through Pyrenees switchbacks. My hiking buddy snored in the passenger seat, completely oblivious to the near-zero visibility swallowing our headlights. That's when the deer materialized - a ghostly shape darting across the asphalt. I swerved, tires screaming against wet rock, and suddenly we were airborne. The sickening crunch of metal meeting mountainside echoed in my bones before darkness sw

The steering wheel jerked violently as golf-ball-sized ice chunks exploded against my windshield somewhere on Colorado's Route 550. White-knuckling through zero visibility, I remember thinking how absurd it was to worry about insurance deductibles while fighting to keep my truck from skidding off a cliff edge. Then came the sickening crunch – metal meeting granite – and the terrifying silence after impact. Blood trickled down my temple where the airbag punched me, and in that frozen wilderness w

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