digital financial inclusion 2025-09-14T16:19:09Z

Scorching heatwaves shimmered off the cracked pavement that July, the bell above my shop door silent for days. Each empty hour gnawed at me - inventory gathering dust, rent overdue, that constant metallic taste of panic. I'd catch my reflection in the glass counter: a ghost haunting his own failing business. One sweltering afternoon, Mrs. Yamin rushed in clutching her buzzing phone. "Can you process my insurance premium? The office is closed!" My helpless shrug cracked something in her face. As