exposure calculation 2025-11-06T10:54:01Z

That relentless Kenyan sun beat down as my Land Cruiser rattled along the ochre dirt track, kicking up dust devils that danced across the acacia-dotted savannah. Inside the cabin, the air hung thick with tension - not from the safari outside, but from the premium calculations I'd failed to finalize at the Nairobi office. John and Mary Kamau waited patiently in their thatched-roof boma, their hopeful eyes tracking my arrival. I'd promised them customized livestock insurance before the rainy seaso

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My blood turned to ice when Sarah grabbed my phone off the coffee table last Tuesday. "Let's see those vacation pics!" she chirped, her thumb already swiping. Panic seized my throat – three taps away lurked those beach photos from Cancun, the ones where moonlight and tequila had conspired against my judgment. I lunged, but too late. Her gasp echoed like a gunshot in our tiny apartment. That sickening moment of exposure, raw and humiliating, haunted me for days. My own device felt like a traitor.