merchant tool 2025-11-07T08:11:47Z

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That shrill notification shattered my sleep like broken glass. Heart pounding against my ribs, I fumbled for the phone in the darkness, the screen's blue glare burning my retinas. "Suspicious Activity Alert: $1,200 at Electronics Warehouse." Blood drained from my face - I was in bed, my card was in my wallet, yet someone was spending my mortgage payment halfway across the country. My trembling fingers left sweaty smudges on the screen as I launched F&M's mobile tool, the panic so thick I could t

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Rain lashed against the tram window as I frantically patted my empty pockets - no wallet, no student card, just 15 minutes until my thesis defense. That familiar panic rose in my throat until my fingers brushed my phone. FrankFrank. Three taps and my digital ID materialized, its holographic university seal shimmering like a physical lifeline. The tram inspector's scanner beeped approval just as we screeched to my stop.