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I was in the middle of a dream vacation in Barcelona when disaster struck. My backpack, containing my passport, camera, and a priceless family heirloom—a vintage watch passed down from my grandfather—was snatched right off my shoulder in a crowded market. The panic that washed over me was visceral; my heart raced, palms sweated, and for a moment, I felt utterly lost in a foreign city. Insurance was my only hope, but how could I prove what was inside that bag without any physical evidence? That's

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The scent of stale beer and fried onions clung to the pub's sticky carpet as I frantically wiped condensation off my phone screen. My cousin's wedding reception was in full swing, but Brighton's derby against Palace had just gone into extra time. I'd promised my wife no distractions, yet there I was, hunched near the toilets, thumb jabbing at the BHAFC app like a lifeline. When Dunk's header rattled the crossbar in the 118th minute, the entire pub heard my gasp - but only my vibrating phone knew

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