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Rain lashed against my office window as I stared at the spreadsheet from hell. Six months of freelance payments scattered across four platforms, tax deadlines looming, and that sinking feeling I'd forgotten an invoice. My financial life felt like a Jenga tower built by a drunk toddler - one wrong move from total collapse. Then I remembered Sarah's drunken rant at the pub: "Just bloody use ET Money before you give yourself an ulcer!"

Rain lashed against the taxi window as meter numbers climbed higher than my checking account balance. My knuckles turned white gripping my phone - one missed freelance payment away from disaster. That's when Stash's cheerful green icon caught my eye between banking apps bleeding red. "Invest with spare change?" the tagline mocked my empty pockets. I almost swiped past until desperation made me tap.

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